Social Security
The best congressman in the country, Wisconsin's Paul Ryan has introduced a new bill (or will introduce it soon) to change social security by allowing us to control some of our own money.This gives people the OPTION to invest a small percentage of your social security payments in a highly controlled environment (like a 401k). Again, this is an OPTION. If you are scared of investing, you can choose not to invest and just the current bad system provide you with poor or zero results.
Ryan is in his 30's, so like me he's concerned about this issue.
Read up.
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